Rq Capital Ltd · Company 07914552 · Trading heritage since 2012
Active, accounts up to date·developer & consultant·Head office Dereham
RQ Capital is a specialist property development lender providing finance for new builds, conversions, refurbishments, bridging loans, and site purchases. Our mission is to support SME developers in unlocking their potential to deliver new homes across the UK. We offer tailored finance solutions ranging from £100,000 to £3,000,000, considering up to 50% of land purchase price and 100% of construction costs for residential development, with loan terms up to 24 months.
We pride ourselves on a fast and reliable decision-making process, connecting clients directly with experienced decision-makers who have over 40 years of combined experience in property development. Our approach is built on flexibility, honesty, and clear communication, ensuring a simple legal process to keep projects on track. We aim to build strong relationships with our borrowers, offering personal service and expert support from start to finish.
Our case studies demonstrate our ability to grant property development loans quickly, supporting a variety of projects from single properties to larger housing unit developments and mixed-use schemes. We work closely with clients to understand their vision and provide funding packages that meet their specific needs, even in complex situations.
Planning consent was granted for two detached bungalows on unencumbered land. The project had a gross development value of £1.15 million. The borrower, a first-time developer, decided to build one property initially, with a view to selling it before proceeding to build the second. RQ Capital managed and paid the builder directly.
Client · A first-time borrower and developer from the local area.
Thetford
Development funds for a site with planning permission for three properties. Initially, the loan was used to fully construct one property and build two others to shell stage. Over 12 months, borrowing increased to fully construct all three properties, with an extension agreed. The land was valued at £330k, with a gross development value of £1.375 million.
Client · A father and son team from Norfolk.
Development finance to build 5 high-quality dwellings. RQ Capital took a pragmatic view on various elements of the facility. A hold-up with a title issue towards the end of the facility was resolved through direct communication between borrower and lender, averting a potential lengthy delay.
Client · A Derbyshire based developer
West Suffolk
Funding to build the first three new houses on a site with planning for five, which had been purchased with own funds. The proposal was for the first phase to be completed and sold, releasing cash flow to complete the remainder. A flexible approach to stage advances was agreed to allow continuity of workforce and plant on site.
Client · An experienced local developer specialising in small, high specification speculative residential developments in West Suffolk.
Funding for eight residential units over a 15-month period. Payments were released on request with a clear cost/spend breakdown. Drawdown payments were paid promptly, and the repayment schedule was kept flexible, which was helpful when issues arose with the development.
Client · A residential developer that RQ Capital has worked with on a number of different development projects.
Norfolk coast
Funding of £2.75 million over 18 months to build the first phase of a retirement village. Phase 1 entailed construction of the first two buildings, each with 6 units and including underfloor communal garages, as well as the infrastructure for the entire site (68 units total). RQ Capital agreed to fund additional costs by taking security over another site owned by the client to increase the specification of units.
Client · An experienced North Norfolk developer building out a scheme of retirement homes on the Norfolk coast.
Acquisition and construction of 44 housing units over three phases in a 24-month period, with total investment financing of £6 million. The planning permission stipulated that infrastructure for a substation for phases 2 & 3 had to be completed before more than seven properties in phase one were sold. RQ agreed a phased approach with an initial loan of £2 million towards phase 1 and £0.6 million towards phase 2 to cover infrastructure costs.
Client · Our north Norfolk based client is an agricultural business looking to take advantage of their seasonal cashflows by investing in an ambitious property development project.
Thetford
Development funds for a site in Thetford which had planning permission for three properties. The loan was used to fully construct one property and build another two to shell stage. Over the 12-month period, borrowing increased to fully construct all three properties, and an extension was agreed. The land was valued at £330k, with a gross development value of £1.375 million.
Client · A father and son team from Norfolk.
Finance for an established, Essex based property developer with their own construction company and site management team.
Client · An established, Essex based property developer with their own construction company and site management team.
Acquisition and construction of 44 housing units over three phases in a 24-month period.
Rosyth, Scotland
A property development project for 390 houses and a retail shopping centre.
Client · A 'Developer of the Year', Scottish Pension Fund and building company's property development project
father and son team from Norfolk, An experienced local developer specialising in small, high specification speculative residential developments in West Suffolk, An experienced North Norfolk developer, Our north Norfolk based client is an agricultural business.
This profile was compiled from public records. Claim it to add the things buyers ask for:
Quick, simple property finance. Speak directly to our experts and start turning plans into progress. Funding with no hidden fees. Their listed services include Property developer and Refurbishment.
RQ Capital is registered at Bawdeswell Hall, Bawdeswell, Dereham, NR20 4SA, in East of England.
RQ Capital states that it works across Nationwide.
RQ Capital does not disclose turnover: UK small-company accounts are not required to. Based on trade debtors in its filed accounts, turnover is likely to fall between £54.0m and £150.0m. This is an estimate, not a filed figure.
Companies House lists RQ Capital as active, with accounts most recently made up to 2025-01-31.
RQ Capital works in Residential.
RQ Capital was incorporated on 2012-01-18.
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